Be Aware of the American Empire Risk to Your Wealth & Liberties

When talking about investing "extra" money from Hair Envy Review  any source, Keith uses a 10% interest rate in his examples. Does anyone know where I can find that today?When it comes to working longer hours, or getting a second job, that is also not as easy as it once was. There are some jobs around of course, but Isee far less employment advertisements in our local "free" newspaper these days and many of them require a special degree or experience. Many local businesses have shut down or cut back. Those who are cutting back will not want to pay overtime if they can avoid it.
Investing in real estate is very lucrative for some people, but even that has gotten more difficult. Banks have tighter lending rules (for good reason.) Property is not appreciating the way it once was in some areas. I have one friend who always did well in the past but even he has lost money on some properties.Many people have chosen to go back to school and learn new skills. That's great, but it takes time and it is expensive, and there is no guarantee you will find a job when you finish. And it will be a job, not a business that can create residual income.
When it comes to starting your own business, this is very risky. Over 90% of new businesses fail. Traditional "brick and mortar" businesses have high startup costs and it takes time to build or prepare the space. Starting a service business is great if you can find the right niche, but there is lots of competition. One lady I know who cleans houses says her business is way down. And traditional businesses also do not create residual income. You are still trading time for money.


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